3 Keys to Master Your Family Finances

3 Keys to Master Your Family Finances - Chic and Domestic
3 Keys to Master Your Family Finances – Chic and Domestic
3 Keys to Master Your Family Finances - Chic and Domestic
3 Keys to Master Your Family Finances – Chic and Domestic

We all want to be able to stay on top of our family finances, correct? There is no better feeling than being ahead of your finances, and successfully placing your money where it needs to go every month. I get a lot of questions about what to do when you need to get control of your finances, or even if you’re starting at the beginning and looking to tackle your family finances head on. First things first, everything will always be trial and error, and everything will always have room for adjustments. Lucky for you, if you start with these 3 keys to success, you’ll always find success!

Prioritize

This will always be the most important step in mastering your personal finances for your personal situation. No person or family will be the same, but a general key to success is to really plan and decide what is most important to you. Some families will have to focus more on sustainability and simply making sure that their financial input is enough to cover their financial output if they’re dealing with a tighter budget, other families will prioritize things like savings for the future, family outings, travel, or a little bit of everything. As long as you can pin point your family priorities this will set you up to make logical decisions about your money.

Save

Saving is a must! There are no if ands or buts about it. If you want to put your family in good financial standing, be sure to always make it a point to pay yourself first. Even with a smaller income, single income, or being a family that lives paycheck to paycheck, there is always room to save something on payday. I had to learn this over time. I had to personally change my mindset when my family budget was tighter. Just because my bills were being paid, didn’t exempt me from being hit with an unexpected emergency, so really having at least some sort of emergency fund or sinking fund was a necessity.

Find out how we saved our $1000 emergency fund here!

Budget

Learn how to BUDGET. Never be afraid to approach and re-approach your budget. If you want to be able to master your finances for your family, my biggest advice would be to always know your numbers. Budgets are something that will always change, but once you learn how to set up a budget once, going back in to make adjustments will come easy. In order to master your money, learn how to create a budget! Know what numbers you’re bringing in every month, know what your various monthly expenses are, and know your priorities.

Learn tips on how to create your own family budget here!

Be sure you’re following me on Pinterest to check out all sort of great pins on Financial Fitness, Frugal Living, and Domestic Life on a budget.

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Little Ocean’s Fluff Cloth Diaper Review

*DISCLAIMER* This is a sponsored post. While I was compensated for this review, all thoughts and opinions are my own. For more information, please refer to my disclosure page.

I had the pleasure of working with Little Ocean’s Fluff to provide you with this post and quick review. In case you’re unfortunately out of the loop, Little Ocean’s Fluff is a small Etsy shop that specializes in affordable cloth diapers. They also sell T-shirts, totes, stickers, and buttons. All to represent a little bit of cloth diaper love. They also work with a few other Work At Home Moms to create and design some of their accessory products, so shopping with them means support for a few hard working Mompreneurs (Which I am ALL for) and helping them to support their families.

It was such a pleasure working with Mala. She’s friendly, she responds to questions quickly, and she definitely delivers. These are all things that I normally look for when I’m shopping small, because I love the feeling of a personable purchase. It’s nice to feel like the owner is really working to provide you with a positive experience and a quality product. Something that can often get lost with larger companies.

 

My Honest Review

The Print

I received their I Pump Love Diaper. They also have a few other prints listed in their shop, but I chose this one specifically, because I exclusively pumped with my twins, and that’s something near and dear to me. I spent the first 2 ½ months away from my preemie babies, so initially nursing wasn’t an option, and eventually latching was a struggle. They were able to get breastmilk for a solid 8 months without nursing, so I’m all for the support of pumping liquid gold for your babies. Much like nursing, pumping is hard work, and some bodies don’t respond as well to a pump as it naturally would to your baby. So yay for pumping, and yay to Little Ocean’s Fluff for selling this print!

The Cut

It’s a one-size pocket diaper with snaps for both the rise and the waist. I cloth diaper 3 little ones, so this is the type of cover that we prefer to stick to for flexibility. It really provides the opportunity for a custom fit for each one of our children. For example, one of my twins has slightly chunkier thighs, and definitely a larger waist than my other son, and my daughter. I’ve used this cover on him, and also on my daughter to test out the fit.

Durability/ Quality

At this point I’ve washed the cover (two times from after use, one initial wash). I unfortunately also got to test out how the cover takes both pee, and poop. Nothing like breaking in a new cloth diaper like doing it with a diaper full of poop, right? I obviously haven’t had a ton of uses out of it, but the cover held up great during the few washes it did endure. There was no staining on the cover, which I always have to jump for joy for when trying out a new cloth diaper brand. Apartment living isn’t always conducive to sunning your diapers, so it’s great that everything came out with a simple wash. I didn’t notice any fading from the cover. In fact, it essentially looks the same as the day that I got it.

The overall quality of the diaper is a 10 in my book. I see no issues with the snaps, or the lining of the cover. I often see more affordable diapers get a bad rep for quality, but affordable DOES NOT mean cheap. Especially when it comes to this diaper.

The Price

Little Oceans Fluff specializes in cloth diapers of a more affordable price point, so this diaper is listed for only $8.50 along with their other prints. That’s a price that I can’t complain about. When I do cloth diaper purchases, that’s the price point that I try to stay in. Diapering of any kind can get pretty expensive when you’re covering 3 booties.

Overall, Little Ocean’s Fluff gets 5 snaps from me. I love supporting family business, shopping small, and finding a new quality diaper to add to my stash is just icing on the cake.

 

Please feel free to use my coupon code CHICDOMESTIC10 for 10% off your purchase with Little Ocean’s Fluff.

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Freezer Meals For Beginners

I’ve decided to write this Freezer Meals for beginners post because I’ve been so inspired lately to save money, and stay on top of my meal planning, and meal prep whenever I can that I’ve decided to revisit the idea of creating freezer meals. I’ve tried freezer meals in the past, and I found it both effective, and convenient for my family. As a busy mom, I’m game for anything that saves me a bit of time and headache, plus it gave me some of the most flavorful meat I’ve ever cooked. I meal plan, I meal prep, but sometimes I just want to sit pack and tap in to my inner crockpot mom.

The weather is changing, Fall is here, so it’s definitely a good time to break out the crockpot to add that bit of extra convenience, to some already easy cooking. Some of my favorite type of freezer meals to make are things like soups, or chicken and veggies that can easily just be thrown into the crock pot to either warm up, or cook. It’s even more convenient to be able to just fill it up, set it, and forget it.

If you’re interested in the freezer meal life, there are a few things you’re going to need to know to get you started. Freezer meal prepping is definitely what you make it. You can freeze 101 crockpot meals, 25 different kinds of marinated meats, 10 different lasagnas and casseroles, or 5 different types of pancakes and breakfast burritos. The possibilities are endless!

1. Create a menu
Do this 2-3 days in advance. You need to already have in mind what you’ll be preparing so you can get your shopping done, prep, cook, freeze, and relax. Keep your menu simple, or at least simple to you. I like to do mostly meals that are family favorites, easy things that I’ve made a dozen times and could probably cook in my sleep. I do one or two new meals, sometimes more depending on how many meals I plan to freeze.

2. Create a grocery list
Creating a grocery list is always one of the most important things to do before walking into any grocery store. I can’t stress this enough. Make sure you walk in with a game plan on tackling the store. Look over your planned menu and write down everything you’ll need. Since you’ll be prepping large amounts of food all at once, when you come across duplicate ingredients, make sure to make note that you need multiples. Also, make sure to add what you’ll be needing for storage. Ziplock bags, labels, permanent markers etc.

3. Schedule your time
As a busy mom, my time is very precious. I like to bust out all of my freezer meals in a day, because that simply works for me. If you have only a few blocks of time spread out over the course of a few days, that’s fine too. It just means that you’ll be prepping differently. Instead of prepping full meals all at once, you might have to increase the amount of food that you’re already cooking and save and freeze your leftovers to build up a stash over time. There’s nothing wrong with starting small.

4. Organize ingredients for prep
Now it’s time for the fun part. Prep all of your ingredients that you’ll be using. This means trimming, chopping, and slicing your meat, chopping all of your veggies, shredding cheese, whatever you can think of that you’ll be needing for prepping and cooking.

5. Separate your ingredients for meals
Separate all of your ingredients needed for your freezer meals. I like to bag any meat first to get all of the messy business over with to make sure I’m not touching other things in my kitchen. Depending on how you plan to go about freezing your meals, (cooking or just prepping) will determine what comes next. You’ll either separating your ingredients, cooking and freezing, or separating your raw ingredients and preparing them to freeze. For more detailed help on how to store freezer meals like a BOSS, click here.

If you’re interested in some new ideas for your freezer meals, get some inspiration here on my Pinterest page (Be sure to follow me!). The possibilities are endless. Marinated meats, shredded chicken or beef for tacos, turkey meatballs, buffalo chicken, fajitas, soups and stews etc. As I’ve said before, you can make freezer meals whatever you need it to be to fit your household. Once you start and realize how convenient it is, you might not ever stop!

Freezer Meals For Beginners - Chic and Domestic
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